Dividend tax went up two percentage points on 6 April 2026 — the ordinary rate to 10.75%, the upper rate to 35.75% — and most owner-managers have not re-run their salary-and-dividend split since. That is real money leaving quietly, every month. This free guide gives you the five steps that put it right.
The one-page re-run at this year's actual rates; dividend timing against your band position; what the location of cash — company or personal — now costs; the employer pension contribution lever and where regulated advice fits; and the reclaim sweep that dies a year at a time every 5 April.
One coffee and your last set of accounts, and the number gets shown to you — what the current split costs against the optimal one. If nothing is found, the coffee is on us.